A 28-year-old who says he puts away 100% of his salary and lives off of side-hustle income breaks down how he saves — and why he keeps most of his savings accessible in a high-yield account

• Avery Heilbron is financially independent thanks to his side income, which includes rental proceeds.
• He still works a 9-to-5 job and says he saves 100% of his salary.
• He puts most of his savings in a high-yield account so it’s highly accessible. 

Avery Heilbron doesn’t technically have to work his day job.